Medicare Can Be Overwhleming
We help you navigate through the overwhelming process of choosing the right Medicare coverage at no cost to you. Personalized insurance, personalized service. Building trusted relationships for over 20 years. Medicare is and ever evolving benefit to the American population that needs to be addressed annually. The complexity of not only your initial choice but your annual enrollment options has made Medicare more confusing than ever. Having a trusted agent that can help you navigate through the products and dates/deadlines, medications and your doctors will help you make an informed and educated decision.
We are independent agents licensed with 20+ insurance companies. We are non-biased and will present you with multiple options. Our support team of trained and licensed insurance agents will help you with not only your initial decision but your annual decision based on new products and your ever changing needs. We provide those yearly consultations for our clients so you are not left without any help in the future. We will provide insight on topics and answer questions involving:
- Original Medicare
- Medigap/Supplemental Plans
- Medicare Advantage
- Part D/Prescription Drugs
- Individual Dental, Vision and Hearing
There are a multitude of questions and factors to address when deciding on your purchase, including:
- How and when to sign up for Medicare. There are different rules for everyone based on several factors including work status, working income or social security income.
- What is Part A (Hospital Coverage)? What is Part B (Physician/Medical Coverage)? Cost of both?
- What is a qualifying event? What are my options if I have an Income change, relocation, and/or health/medication change?
- What does Guarantee Issued mean and why is it so important?
- If I continue to work what are my options? We can analyze this situation for you.
- Medicare/Medicaid Dual Option Plans. Am I eligible?
- What is the difference between a HMO and a PPO?
- What is my liability if I have a serious health issue, called Maximum Out of Pocket?
- What are costs for Doctor Office Visits, Emergency Room, Hospital Stays, Medications, etc.
- What does Over the Counter mean and how will it help me to pay for supplies?
Kevin Kovach/Lifetime Financial Growth Benefits is not connected with the Federal Mediare Program. By contacting this number, you will be connected with a licensed insurance agent. We do not offer every plan available in your area. Currently we represent 10 organizations which offer over 82 products in your area. Please contact Medicare.gov 1-800-MEDICARE, or your local State Health Insurance Program [SHIP] to get information on all your options.